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Family scam safety guide

Scam Safety Checklist for Seniors and Families

Scam safety works best when it feels normal, not embarrassing. Families can make a simple rule before a scam happens: pause, check together, and never rush money or codes.

Plain-English scam safety for Australians. Check before you click, pay, share a code, or let someone control your device.

Stop. Check. Ask Your IT & Tech Mates.

scam safety checklist seniors Australiafamily scam safetysenior scam help
Comic-style scam safety checklist hero image for seniors and families using the simple stop, check and ask rule before clicking or paying.

Quick answer: make checking normal

The goal is not to make people afraid of technology. The goal is to make checking a normal family habit before anyone clicks, pays, shares a code or lets someone control a device.

Use a shared rule: no shame, no rushing, no secret payments.

Simple checklist for seniors and families

  • Do not click links in urgent messages until they are checked.
  • Do not send money to a new number until you call the person using an old trusted number.
  • Do not share one-time codes, banking codes, Medicare details, driver licence details or passwords by message.
  • Do not install remote access apps for a caller, popup or stranger.
  • Ask a family member, friend or trusted helper before paying unusual invoices, deposits or fees.

Set up a family safety phrase

Choose a simple phrase only close family know. If someone messages from a new number asking for money, ask for the phrase or call them on a known number.

Keep it simple and friendly. The phrase should help people pause, not make them feel silly.

Make help easy to ask for

Save the Scam Safety Hub and the Family Scam Check on phones. Agree that anyone can ask, even if they feel embarrassed. Scammers use pressure and shame; families can answer with calm checking.

Use the free checker before the next step

These free tools are a first check only. They are not a guarantee and they are not a substitute for professional advice, your bank, police, ReportCyber, IDCARE or a qualified specialist where needed.

What is the best family rule for scam safety?

Stop, check, ask. Stop before clicking or paying, check using a trusted method, and ask someone before sending money, codes or private details.

How can I help a parent without making them feel blamed?

Use calm language. Say scams are designed to trick anyone, and the family rule is there to protect everyone, not to blame anyone.

Should seniors avoid online banking or messaging?

Not necessarily. The safer approach is to keep using helpful technology with simple checking habits and trusted support when something feels unusual.

Not sure where to start?

Open the Scam Safety Hub and choose the checker that matches what happened: message, link, payment, remote access, family scam, marketplace scam, business email or recovery.