:root{
  --ldt-ink:#10233f;--ldt-navy:#071b2b;--ldt-green:#0b5f46;--ldt-green-dark:#064e35;
  --ldt-gold:#f5b83f;--ldt-cream:#fffaf0;--ldt-soft:#f3f8f5;--ldt-line:#d5e3dd;
  --ldt-muted:#4d6259;--ldt-white:#fff;--ldt-danger:#8b2f2f;--ldt-warning:#7d5700;
  --ldt-info:#174f79;--ldt-radius:24px;--ldt-shadow:0 22px 65px rgba(8,33,70,.10);
}
.ldt-page{background:#fff;color:var(--ldt-ink)}
.ldt-shell{width:min(1180px,calc(100% - 40px));margin-inline:auto}
.ldt-breadcrumbs{display:flex;gap:8px;flex-wrap:wrap;padding:22px 0 0;color:var(--ldt-muted);font-size:.94rem}
.ldt-breadcrumbs a{color:var(--ldt-green-dark);font-weight:800}
.ldt-hero{padding:48px 0 52px;background:radial-gradient(circle at 82% 12%,rgba(245,184,63,.22),transparent 30rem),linear-gradient(135deg,#f4fbf7 0,#fff 58%,#fff8e8 100%)}
.ldt-hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(300px,.92fr);gap:42px;align-items:center}
.ldt-kicker{display:inline-flex;align-items:center;min-height:34px;padding:7px 12px;border:1px solid rgba(11,95,70,.16);border-radius:999px;background:#eef8f2;color:var(--ldt-green-dark);font-size:.78rem;font-weight:900;letter-spacing:.09em;text-transform:uppercase}
.ldt-hero h1{margin:15px 0 16px;font-family:"Barlow Condensed",Barlow,sans-serif;font-size:clamp(3rem,6vw,6rem);line-height:.9;letter-spacing:-.045em;color:var(--ldt-ink)}
.ldt-hero p{max-width:780px;margin:0;color:var(--ldt-muted);font-size:clamp(1.08rem,1.7vw,1.28rem);line-height:1.62;text-wrap:pretty}
.ldt-hero-media{border-radius:30px;overflow:hidden;border:1px solid var(--ldt-line);background:#e8f1ed;box-shadow:var(--ldt-shadow)}
.ldt-hero-media img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover}
.ldt-trust-row{display:flex;flex-wrap:wrap;gap:9px;margin:22px 0 0;padding:0;list-style:none}
.ldt-trust-row li{padding:8px 12px;border-radius:999px;border:1px solid var(--ldt-line);background:rgba(255,255,255,.86);color:#28463b;font-weight:800;font-size:.92rem}
.ldt-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-top:24px}
.ldt-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 18px;border-radius:999px;border:1px solid var(--ldt-green-dark);font:inherit;font-weight:900;text-decoration:none;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease}
.ldt-btn:hover{transform:translateY(-2px)}.ldt-btn:focus-visible,.ldt-choice:has(input:focus-visible){outline:3px solid #1598ff;outline-offset:3px}
.ldt-btn-primary{background:var(--ldt-green-dark);color:#fff;box-shadow:0 13px 28px rgba(6,78,53,.18)}
.ldt-btn-secondary{background:#fff;color:var(--ldt-green-dark)}
.ldt-btn-quiet{background:#eef5f1;color:var(--ldt-ink);border-color:var(--ldt-line)}
.ldt-section{padding:64px 0}.ldt-section-soft{background:var(--ldt-soft)}
.ldt-section-head{max-width:850px;margin-bottom:28px}.ldt-section-head.center{text-align:center;margin-inline:auto}
.ldt-section h2,.ldt-section-head h2{margin:0 0 12px;font-family:"Barlow Condensed",Barlow,sans-serif;font-size:clamp(2.25rem,4.5vw,4.35rem);line-height:.94;letter-spacing:-.035em;color:var(--ldt-ink)}
.ldt-section-head p,.ldt-lead{margin:0;color:var(--ldt-muted);font-size:1.08rem;line-height:1.68;text-wrap:pretty}
.ldt-answer{padding:20px 22px;border:1px solid #b9d7c8;border-radius:20px;background:#f1faf5;color:#27473b;line-height:1.65}
.ldt-answer strong{display:block;margin-bottom:5px;color:var(--ldt-green-dark);font-size:.78rem;letter-spacing:.09em;text-transform:uppercase}
.ldt-hub-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.ldt-hub-card{display:flex;flex-direction:column;min-height:310px;padding:26px;border:1px solid var(--ldt-line);border-radius:28px;background:#fff;color:inherit;text-decoration:none;box-shadow:0 14px 42px rgba(8,33,70,.07);transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.ldt-hub-card:hover{transform:translateY(-4px);box-shadow:var(--ldt-shadow);border-color:#9dc4b2}
.ldt-hub-card .ldt-card-label{font-size:.76rem;letter-spacing:.09em;text-transform:uppercase;font-weight:900;color:var(--ldt-green)}
.ldt-hub-card h2,.ldt-hub-card h3{margin:14px 0 10px;font-family:"Barlow Condensed",Barlow,sans-serif;font-size:2.25rem;line-height:.95;letter-spacing:-.025em;color:var(--ldt-ink)}
.ldt-hub-card p{margin:0 0 16px;color:var(--ldt-muted);line-height:1.58}.ldt-hub-card ul{margin:0 0 18px;padding-left:20px;color:#355247}.ldt-hub-card .ldt-card-link{margin-top:auto;color:var(--ldt-green-dark);font-weight:900}
.ldt-tool-layout{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(290px,.8fr);gap:24px;align-items:start}
.ldt-tool-card,.ldt-side-card,.ldt-content-card{border:1px solid var(--ldt-line);border-radius:28px;background:#fff;box-shadow:0 14px 42px rgba(8,33,70,.07)}
.ldt-tool-card{padding:clamp(20px,3vw,34px)}.ldt-side-card,.ldt-content-card{padding:24px}
.ldt-tool-intro{margin-bottom:24px}.ldt-tool-intro h2{font-size:clamp(2rem,4vw,3.4rem)}.ldt-tool-intro p{color:var(--ldt-muted);line-height:1.6}
.ldt-privacy-note{display:flex;gap:12px;align-items:flex-start;padding:15px 17px;border:1px solid #bed8ca;border-radius:18px;background:#f5fbf7;color:#315046;line-height:1.5}
.ldt-privacy-note b{color:var(--ldt-green-dark)}
.ldt-form{display:grid;gap:22px;margin-top:24px}.ldt-fieldset{margin:0;padding:0;border:0}.ldt-fieldset legend,.ldt-field label.ldt-label{display:block;margin-bottom:10px;font-weight:900;color:var(--ldt-ink)}
.ldt-help{display:block;margin-top:-4px;margin-bottom:10px;color:var(--ldt-muted);font-size:.92rem;line-height:1.45}
.ldt-choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.ldt-choice{position:relative;display:flex;align-items:flex-start;gap:10px;min-height:54px;padding:13px 14px;border:1px solid #c9d8d1;border-radius:16px;background:#fff;cursor:pointer;color:#243d34;font-weight:750;line-height:1.35;transition:border-color .16s ease,background .16s ease,box-shadow .16s ease}
.ldt-choice:hover{border-color:#8fb5a4;background:#f9fcfa}.ldt-choice input{flex:0 0 auto;width:18px;height:18px;margin:2px 0 0;accent-color:var(--ldt-green-dark)}
.ldt-choice:has(input:checked){border-color:var(--ldt-green-dark);background:#eef8f2;box-shadow:0 0 0 1px var(--ldt-green-dark)}
.ldt-field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.ldt-field{display:grid;gap:7px}.ldt-field input,.ldt-field select,.ldt-field textarea{width:100%;min-height:48px;padding:11px 12px;border:1px solid #bdcdc4;border-radius:14px;background:#fff;color:var(--ldt-ink);font:inherit}.ldt-field textarea{min-height:100px;resize:vertical}.ldt-field input:focus,.ldt-field select:focus,.ldt-field textarea:focus{outline:3px solid rgba(21,152,255,.25);border-color:#1598ff}
.ldt-form-actions{display:flex;gap:10px;flex-wrap:wrap;padding-top:4px}
.ldt-result{margin-top:28px;padding:clamp(22px,3vw,32px);border:1px solid #b9d7c8;border-radius:24px;background:#f5fbf7;box-shadow:0 16px 44px rgba(8,33,70,.08)}.ldt-result[hidden]{display:none!important}
.ldt-result[data-level="urgent"]{border-color:#d7a0a0;background:#fff5f5}.ldt-result[data-level="caution"]{border-color:#dfc37d;background:#fff9e9}.ldt-result[data-level="positive"]{border-color:#9ccab1;background:#f2fbf6}.ldt-result[data-level="info"]{border-color:#a9c9df;background:#f4f9fc}
.ldt-result-badge{display:inline-flex;padding:7px 11px;border-radius:999px;background:#fff;border:1px solid currentColor;color:var(--ldt-green-dark);font-size:.78rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.ldt-result[data-level="urgent"] .ldt-result-badge{color:var(--ldt-danger)}.ldt-result[data-level="caution"] .ldt-result-badge{color:var(--ldt-warning)}.ldt-result[data-level="info"] .ldt-result-badge{color:var(--ldt-info)}
.ldt-result h2{margin:12px 0 9px;font-family:"Barlow Condensed",Barlow,sans-serif;font-size:clamp(2.1rem,4vw,3.5rem);line-height:.95;letter-spacing:-.03em}.ldt-result-intro{font-size:1.08rem;line-height:1.62;color:#344f45}
.ldt-result-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:20px}.ldt-result-panel{padding:18px;border:1px solid rgba(16,35,63,.11);border-radius:18px;background:rgba(255,255,255,.78)}.ldt-result-panel h3{margin:0 0 8px;font-size:1.08rem}.ldt-result-panel ul,.ldt-result-panel ol{margin:0;padding-left:20px;color:#3d574d;line-height:1.55}.ldt-result-panel li+li{margin-top:6px}
.ldt-result-summary{margin-top:18px;padding:16px;border:1px dashed #9fb6ab;border-radius:16px;background:#fff;white-space:pre-wrap;color:#314b41;font-size:.94rem;line-height:1.55}
.ldt-copy-status{min-height:24px;margin-top:8px;color:var(--ldt-green-dark);font-weight:800}
.ldt-side-stack{display:grid;gap:18px}.ldt-side-card h2,.ldt-side-card h3,.ldt-content-card h3{margin:0 0 10px;font-family:"Barlow Condensed",Barlow,sans-serif;font-size:1.85rem;line-height:1}.ldt-side-card p,.ldt-side-card li,.ldt-content-card p,.ldt-content-card li{color:var(--ldt-muted);line-height:1.6}.ldt-side-card ul,.ldt-content-card ul{padding-left:20px}.ldt-side-card a{color:var(--ldt-green-dark);font-weight:800}
.ldt-content-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.ldt-content-card h3{font-size:1.65rem}
.ldt-faq details{margin:10px 0;padding:16px 18px;border:1px solid var(--ldt-line);border-radius:16px;background:#fff}.ldt-faq summary{cursor:pointer;font-weight:900;color:var(--ldt-ink)}.ldt-faq p{color:var(--ldt-muted);line-height:1.6}
.ldt-local-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.ldt-local-link{display:block;padding:18px;border:1px solid var(--ldt-line);border-radius:18px;background:#fff;text-decoration:none;color:var(--ldt-ink);font-weight:900}.ldt-local-link span{display:block;margin-top:5px;color:var(--ldt-muted);font-weight:600;line-height:1.4}
.ldt-final{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:22px;align-items:center;padding:30px;border-radius:28px;background:var(--ldt-navy);color:#fff}.ldt-final h2{color:#fff;margin:0 0 8px}.ldt-final p{margin:0;color:rgba(255,255,255,.84)}
.ldt-disclaimer{font-size:.92rem;color:var(--ldt-muted);line-height:1.55}
.ldt-home-card-note{display:block;margin-top:6px;color:var(--ldt-muted)}
.yitm-decision-tool-callout{margin:28px auto;padding:24px;border:1px solid #bed8ca;border-radius:24px;background:linear-gradient(135deg,#f5fbf7 0,#fffaf0 100%);box-shadow:0 14px 42px rgba(8,33,70,.07);color:#10233f}
.yitm-decision-tool-callout .ldt-callout-label{display:inline-flex;padding:6px 10px;border-radius:999px;background:#eaf7ef;color:#064e35;font-size:.75rem;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.yitm-decision-tool-callout h2,.yitm-decision-tool-callout h3{margin:10px 0 8px;font-family:"Barlow Condensed",Barlow,sans-serif;font-size:clamp(1.8rem,3vw,2.55rem);line-height:.96}.yitm-decision-tool-callout p{margin:0;color:#40584f;line-height:1.58}.yitm-decision-tool-callout .ldt-callout-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}.yitm-decision-tool-callout a{display:inline-flex;align-items:center;min-height:44px;padding:10px 15px;border-radius:999px;text-decoration:none;font-weight:900;border:1px solid #064e35}.yitm-decision-tool-callout a:first-child{background:#064e35;color:#fff}.yitm-decision-tool-callout a:last-child{background:#fff;color:#064e35}
.ldt-tools-promo{margin:34px auto;padding:30px;border:1px solid var(--ldt-line);border-radius:28px;background:linear-gradient(135deg,#fff 0,#eef8f2 100%);box-shadow:var(--ldt-shadow)}.ldt-tools-promo h2{margin:0 0 10px;font-family:"Barlow Condensed",Barlow,sans-serif;font-size:clamp(2rem,4vw,3.5rem);line-height:.95}.ldt-tools-promo p{color:var(--ldt-muted);line-height:1.6}.ldt-tools-promo-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:18px}.ldt-tools-promo-grid a{padding:15px;border:1px solid var(--ldt-line);border-radius:16px;background:#fff;color:var(--ldt-ink);text-decoration:none;font-weight:900;line-height:1.3}.ldt-tools-promo-grid a span{display:block;margin-top:5px;color:var(--ldt-muted);font-size:.9rem;font-weight:600}
@media(max-width:980px){.ldt-hero-grid,.ldt-tool-layout,.ldt-final{grid-template-columns:1fr}.ldt-hero-media{max-width:720px}.ldt-content-grid{grid-template-columns:1fr}.ldt-tools-promo-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:720px){.ldt-shell{width:min(100% - 28px,1180px)}.ldt-hero{padding:34px 0 40px}.ldt-hub-grid,.ldt-choice-grid,.ldt-field-grid,.ldt-result-grid,.ldt-local-links{grid-template-columns:1fr}.ldt-section{padding:46px 0}.ldt-hub-card{min-height:0;padding:22px}.ldt-actions,.ldt-form-actions,.ldt-result .ldt-actions{display:grid}.ldt-btn{width:100%}.ldt-tools-promo-grid{grid-template-columns:1fr}.yitm-decision-tool-callout .ldt-callout-actions{display:grid}.yitm-decision-tool-callout a{justify-content:center}}
@media(prefers-reduced-motion:reduce){.ldt-btn,.ldt-hub-card,.ldt-choice{transition:none!important}.ldt-btn:hover,.ldt-hub-card:hover{transform:none!important}}
@media print{.site-header,.yitm-unified-footer,.sticky-mobile-bar,.ldt-hero,.ldt-side-stack,.ldt-form,.ldt-section:not(.ldt-print-section),.ldt-result .ldt-actions,.ldt-copy-status{display:none!important}.ldt-section.ldt-print-section{display:block!important;padding:0}.ldt-tool-layout{display:block}.ldt-tool-card{border:0;box-shadow:none;padding:0}.ldt-result{display:block!important;border:0;box-shadow:none;background:#fff;padding:0}.ldt-result-summary{border:0;padding:0}.ldt-result-grid{display:grid;grid-template-columns:1fr 1fr}.ldt-shell{width:100%}}